Roth Conversions: Is It Right for You? Traditional IRA’s are one of the most popular investment accounts when planning for retirement. Like a 401K, traditional IRA’s use pre-taxed dollars to fund the account. The advantage of this is that by using pretax dollars you...
Dust Off Life Insurance Policies When was the last time you reviewed your life insurance policies? If you’re like most people, you’ve probably stashed your policies in a drawer, filing cabinet, or safe deposit box where they’ve been gathering dust. But you should...
Many Women Face Special Challenges As Retirement Nears Women often find themselves at a disadvantage when it comes to providing for their retirement years. Data shows women tend to live longer than men do, to earn and save less, to bear the financial brunt of divorce...
Which Type Of IRA Do You Prefer? There are two basic types of IRAs for retirement savers: the traditional IRA that has been around for decades and the Roth IRA, a more recent innovation. Each has pros and cons, so the choice often depends on your circumstances. To...
Straight Talk About Living Trusts Ask two financial experts about the benefits of using a revocable living trust and you might well get precisely opposite reactions, especially on a regional basis. One might say that it’s the greatest thing since sliced bread, while...
Where Will You Live After You Retire? Planning your retirement involves far more than determining how much income you’ll need. One of the most basic and important decisions is where you want to live during your retirement years. Choosing a location is something you...
When Do You Need An Appraisal? Are you planning to donate real estate to charity? The tax law allows you to claim deductions, within generous limits, for giving property to qualified charitable organizations. But you have to meet strict requirements, including the...
Nine Reasons To Consolidate Debt Now that another year is under way, you might make a “New Year’s Resolution” to put your financial house in order—and a great place to start is to resolve to pay down the debt on your personal balance sheet. If you owe money to...
Crash Course On Paying For College There’s good news in the mail: Johnnie or Susie just got accepted into a top college. Naturally, you’re proud of your child. But now comes the hard part—figuring out how to pay for four years of education at an elite school. Tuition...
5 Ways To Handle Problem Employees Do you have one or more “problem employees” at your company? You may have inherited them from a prior administration or maybe you didn’t vet them properly during the hiring process. Now they’re firmly entrenched and it appears...
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